Home Loan EMI Calculator
Be one step ahead to build your dream home! Get to know the flexible repayment terms and pre-decided EMI amount due during the loan tenure. Turn to home loan EMI calculator, which will guide you to systematised process of repaying a home loan.
Quick calculation of your Home Loan EMI
- ₹5000000
- 144
- 8.40
Monthly Home Loan EMI
₹55,225
- Principal Amount ₹50,00,000
- Interest Amount ₹29,52,436
- Total Amount Payable ₹79,52,436
These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
*Conditions apply, interest rates and charges are the bank’s sole discretion and are subject to change from time to time.
Home Loan Amortization Schedule
| Year | Opening Balance | EMI*12 | Interest paid yearly | Principal paid yearly | Closing Balance |
|---|---|---|---|---|---|
| 1 | 50,00,000 | 6,62,703 | 4,10,434 | 2,52,269 | 47,47,731 |
| 2 | 47,47,731 | 6,62,703 | 3,88,409 | 2,74,294 | 44,73,437 |
| 3 | 44,73,437 | 6,62,703 | 3,64,460 | 2,98,243 | 41,75,194 |
| 4 | 41,75,194 | 6,62,703 | 3,38,420 | 3,24,283 | 38,50,911 |
| 5 | 38,50,911 | 6,62,703 | 3,10,107 | 3,52,596 | 34,98,315 |
| 6 | 34,98,315 | 6,62,703 | 2,79,321 | 3,83,382 | 31,14,933 |
| 7 | 31,14,933 | 6,62,703 | 2,45,848 | 4,16,855 | 26,98,078 |
| 8 | 26,98,078 | 6,62,703 | 2,09,452 | 4,53,251 | 22,44,827 |
| 9 | 22,44,827 | 6,62,703 | 1,69,878 | 4,92,825 | 17,52,002 |
| 10 | 17,52,002 | 6,62,703 | 1,26,850 | 5,35,853 | 12,16,149 |
| 11 | 12,16,149 | 6,62,703 | 80,064 | 5,82,639 | 6,33,510 |
| 12 | 6,33,510 | 6,62,703 | 29,193 | 6,33,510 | 0 |